The PlanEvery so often I realize that I've been spending too much. As a result I take a month (although the first time was 40 days) and 'fast' on spending. It's not easy, but it's quite helpful in many ways. Each time I've done this I have actually made between 50 and 200 dollars. Combine that with the money I didn't spend, and the fact that I reformed my spending, it can have a big impact financially.
Welcome to visitors from Budgets Are Sexy! And thanks to J Monee to posting my story [click here to turn the rules off]
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Unless otherwise indicated you can't spend any expected income.
NO spending of already existing money in your possession The only exception to this is spare change
NO stockpiling
If you have any bills, you can pay them.
If you have any thing owed to you, you can call it in
You can sell get money by getting rid of things in your home
You can spend money that is refunded to you in that month
Anything that you sell or get refunded must be spent after you get the money back. So if you submit a reimbursement for medical expenses, or sell something online, you can't spend money in anticipation of getting it. If you submit it and you don't get anything sent to you that month... tough noogies. If you find out someone owes you money, you have to wait until they hand it to you.
Gambling is allowed with any eligible money (but I don't recommend that)
You can consume anything that you already have
You can barter
In the end you can potentially.
[ click here to turn the rules off ]
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Send any questions to sox@vt.edu | Take a look at a previous day
Check out the other spending pages too!
Cash: $157.2 |
Day 30: Wildcat delight
I had a heck of a time getting to sleep last night, had something to do with tossing my cookies around 3am. I decided to stay home for the day just in case it was an illness instead of one of the general stomach grossness that I tend to get. I spent the day cleaning up and ate plenty of leftovers and a frozen lasagna. Which reminds me, I left part of it in the microwave... ok it's put away now. I had some pudding too.
Leigh was nice enough to come by and let me use a bow saw on the Christmas Tree. I gave her some pie to take home as a thankyou. It's a little too wet to bring in the tree but hopefully tomorrow will be drier. Right before she came by I decided to try selling several things online. I didn't expect to get any bites but I was happy to find someone who wanted my big (120+ lbs) beautiful tv. I hate to see it go, but it's really not useful here any longer in my new world of web-tv-watching. The size and weight of it made it a real hassle to move so selling it was a nice way to say goodbye to a tv that has lasted me at least 7 years without any trouble at all. I have no idea how he is going to get that thing out of his back seat. Dinner was dollar sushi night with Matt at Sake House and I of course felt the need to splurge a little and bought a Wildcat roll. Was hard to resist after making so much on the tv.
All Done
Well I suppose that's it, November is done and I made it through pretty easily. The medical reimbursement really carried me through but I still have lots of food I can eat in the house. I know that most folks think that November is too hard of a month to take off but it's really helpful for me to get my financial habits back in line. Since most of my spending is done on credit cards I haven't seen much of a bank level change. Next month though it should be much better. My cards tend to hover around $1500-2000 the most recent bill was only $400. Not too shabby! The hardest part of the whole process was coming up with titles that rhymed with 'right'!
Net accrual: (things that have been acquired but not consumed)
$157.20
$25 Gap gift card
computer
laptop memory
dinner from Brittany
5 pence coin
christmas gift
CHERRY pie
Christmas tree
Inventory
Acquired: $125, sushi
Consumed: $17.87, TV, sushi, microwave lasagna, pudding
Daily cash values:
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