The PlanEvery so often I realize that I've been spending too much. As a result I take a month (although the first time was 40 days) and 'fast' on spending. It's not easy, but it's quite helpful in many ways. Each time I've done this I have actually made between 50 and 200 dollars. Combine that with the money I didn't spend, and the fact that I reformed my spending, it can have a big impact financially.
Welcome to visitors from Budgets Are Sexy! And thanks to J Monee to posting my story [click here to turn the rules off]
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Unless otherwise indicated you can't spend any expected income.
NO spending of already existing money in your possession The only exception to this is spare change
NO stockpiling
If you have any bills, you can pay them.
If you have any thing owed to you, you can call it in
You can sell get money by getting rid of things in your home
You can spend money that is refunded to you in that month
Anything that you sell or get refunded must be spent after you get the money back. So if you submit a reimbursement for medical expenses, or sell something online, you can't spend money in anticipation of getting it. If you submit it and you don't get anything sent to you that month... tough noogies. If you find out someone owes you money, you have to wait until they hand it to you.
Gambling is allowed with any eligible money (but I don't recommend that)
You can consume anything that you already have
You can barter
In the end you can potentially.
[ click here to turn the rules off ]
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Send any questions to sox@vt.edu | Take a look at a previous or the next day
Check out the other spending pages too!
Cash: $90.68 |
Day 23: Not quite alright
Today I feel like I fell off the wagon. I had my yogurt and brought my lunch. By lunch time I didn't want to eat it, so I went out for lunch. I wanted to go to Sharkey's for buy one get one free burgers, but they were closed, so we decided would be alright to go to Rivermill. I droppped $7.10 at lunch when I should have spend $0. After lunch I noticed an email about a gift that I needed to get before December 8th. I could have possibly pushed it to December, but no I didn't want to risk it. It would be alright if I bought this ugh.. dangit.. doubled up my spending
Monday being dollar sushi night was supposed to be a time saver too. A bunch of people came out to join in the fun. Since the expensive rolls were discounted too, I decided it would be alright if I bought a more expensive roll, and just like that, doubled up my spending again. Crud. I thought it would be no big deal if I went off the plan (again and again), a very good plan that involved only spending money for sushi and see what happens? I spend over 30 bucks just like that... dangit.
I forgot to mention that Ryan came by to get some wood for his fireplace. In return he put some gas in my truck. Thats a good trade I think
Inventory
Acquired: sushi, burger, christmas gift, gas
Consumed: $33.94, yogurt, sushi, wood, tostada burger & fries
Daily cash values:
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