The New Plan

Remember how I did NoSpend November last year? Well this year I decided to try it in December. There are a couple of reasons for this shift. First of all I had a vacation planned already for November so I didn't want to skimp on it since vacations for me are so rare. The other reason is that while last November was difficult (primarily because of football season) it wasn't as big a stretch to pull off. Christmas is a big spending time and I found that instead of really saving on holiday spending, it could have been differed. So is it really no spend? Tough call.

So this time I figured I would get back into the blogging habit by No Change November showing you what happens in a typical month for me. I will do my best to be realistic about it and not restrict my spending out of shame since you're watching! The only noted difference is that I am not allowing Christmas presents to get stockpiled a head of time. A benefit of this activity is for me to see how well I can track my spending. In this age of digital payments I rarely look at bank accounts or credit card statements. Lets see how it goes!

Check out the other spending pages too!

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Cash: $467.79 (-$104.33)